With all the options available, it can be frustrating not knowing what fits your situation. If you need help organizing your A’s, B’s, C’s, and D’s, we can help.
Original Medicare, also known as Medicare Parts A and B, covers inpatient and outpatient costs. Part A serves as hospital insurance and covers inpatient care, skilled nursing facility care, hospice care, and home health care. Part B serves as medical insurance and covers outpatient care, services from doctors and other healthcare providers, home health care, durable medical equipment, and preventive services.
Medicare Supplements, often referred to as Medigap, can cover hidden expenses to significantly lower or eliminate your out-of-pocket costs that are left behind from Original Medicare. While Supplement Plans can only be used with Original Medicare, the ten standardized plans can cover various costs, including coinsurance, copayments, deductibles, excess charges, and foreign travel emergency care.
Medicare Advantage, or Part C, includes all the benefits and services covered under Original Medicare. However, Medicare Advantage Plans may also have extra benefits and services that aren’t covered by Original Medicare. This can include coverage for dental, vision, and hearing services. Some Medicare Advantage Plans also include prescription drug coverage.
Medicare Part D is the Medicare prescription drug coverage plan. It can help lower your prescription drug costs and help protect against higher costs in the future. This plan can be purchased with Original Medicare as a standalone plan or included in a Medicare Advantage Plan as an added benefit.
Choosing the right Medicare plan can be confusing, especially when you have to decide between options like Medicare Plan F vs Plan G. While both
As seniors approach retirement, navigating the complex world of Medicare becomes a key concern. With so many plans, options, and nuances to understand, it can
As we age, our bodies go through various changes that can affect our nutritional needs. Whether it’s a decrease in appetite, changes in metabolism, or
It’s important to have an agent who is dedicated to listening to your concerns and who is committed to meeting your goals. Being an independent insurance brokerage ensures that our commitment to you always comes first.
Call us today for a personalized consultation and quote.
We are not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
